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Zions Bancorp’s Optimistic Upgrades Fuel Market Buzz

Ellis HobbsAvatar
Written by Ellis Hobbs
Updated 10/18/2025, 12:20 pm ET | 5 min

In this article Last trade Oct, 17 7:42 PM

  • ZION+6.22%
    ZION - NYSEZions Bancorporation N.A.
    $49.85+2.92 (+6.22%)
    Volume:  9.46M
    Float:  145.01M
    $46.08Day Low/High$50.04

Zions Bancorporation N.A.’s innovative partnerships drive their stocks up by 6.22 percent, reflecting positive investor sentiment.

Finance industry expert:

Analyst sentiment – positive

Zions Bancorporation (ZION) displays a mixed market position characterized by robust profitability metrics such as a pre-tax profit margin of 30.2% and a profit margin (continuing operations) of 26.6%. The company’s price-to-earnings (P/E) ratio of 8.55 suggests the stock is potentially undervalued compared to industry peers, considering historical P/E highs and lows over the last five years. Management effectiveness indicators like a return on equity of 13.29% underscore competent asset utilization. However, aspects like a negative EBIT margin signal operational challenges, suggesting inefficiencies that could hinder further margin expansion. Furthermore, a leverage ratio of 13.6 combined with a total debt-to-equity ratio of 0.15 reflects a relatively conservative balance sheet, mitigating risk from excessive borrowing.

Technical analysis of ZION indicates a volatile pattern over the recent week. Initially, the stock exhibited moderate gains, opening at $53.84 and peaking at $55.27. A subsequent decline to $46.97 reflects potential profit-taking or adverse sentiment shifts. The week’s closing level of $49.8488 suggests the possible establishment of this area as a new support level. A 5-minute candle analysis shows variable volume patterns, with recent resistance evident around the $50 mark. Traders might consider entering long positions if ZION breaks and sustains above this point, capitalizing on bullish momentum engendered by prior analyst upgrades. Caution is advised, given the current tight trading range and heightened volatility.

Recent upgrades and an increase in price targets from notable analysts moderately bolster the outlook for ZION. Upgrades from Baird and a significant $65 price target imply intrinsic value and performance confidence, despite recent turbulence. The broader finance sector sentiment is uplifted by a favorable macroeconomic backdrop with a steepening yield curve enhancing banks’ interest-based earnings potential. Moreover, while short-term fluctuations are expected, particularly given recent charge-offs, the strategic positioning of ZION within regional banks bodes well for longer-term value creation. Analysts’ ratings and the recent market correction present ZION as a potential buying opportunity, subject to prudent risk management strategies.

Candlestick Chart

Weekly Update Oct 13 – Oct 17, 2025: On Saturday, October 18, 2025 Zions Bancorporation N.A. stock [NASDAQ: ZION] is trending up by 6.22%! Discover the key drivers behind this movement as well as our expert analysis in the detailed breakdown below.

Quick Financial Overview

Recent data indicates a fluctuating financial landscape for Zions Bancorporation, with various market forces coming into play. The stock’s movements over the past several days showcase significant fluctuations. It opened at $53.84 and witnessed a peak at $55.27, eventually closing lower at $49.67 most recently on October 17, 2025. Notably, this period marked a surge in trading excitement around these numbers, directly tied to market reactions stemming from Zions’ disclosures and analyst updates.

From a profitability standpoint, key performance indicators reflect a mixed bag. Despite an EBIT margin of -2.8, Zions’ pretax profit margin stands strong at 30.2, signaling core profitability potential under favorable conditions. Moreover, their net income from continuous operations reached $244M in Q2 2025, a healthy indicator in maintaining stakeholder confidence.

More Breaking News

Furthermore, recent analyst upgrades such as Morgan Stanley’s price target boost from $63 to $70 illuminate a positive investor sentiment. This is underscored by the forecasted macroeconomic environment—a steepening yield curve suggests improved net interest margins for the mid-sized banks, including Zions, bolstering future revenue. While external factors like regulatory headwinds briefly ruffled feathers, strong results from regional banks, including Zions, helped restore investor faith amid market fluctuations.

Conclusion: Navigating Future Potential

Looking forward, Zions Bancorporation navigates a financially promising but complex road. The company’s proactive adaptations to charge-off revelations and constructive analyst endorsements signal a forward-thinking approach. As millionaire penny stock trader and teacher Tim Sykes says, “There is always another play around the corner; don’t chase just because you feel FOMO.” This insight is essential for traders, as investor sentiment stabilizes, characterized by recent performance benchmarks, organic and strategic growth agendas that could unlock further valuation hikes.

Under scrutiny, Zions’ resilience in navigating regulatory challenges while harnessing steep yield curve advantages forecasts an appealing prospective uptick for its stakeholders. Continued vigilance within its market sphere—fueled by high proficiency in managing emerging complexities and leveraging core operational strengths—positions Zions as a compelling choice for discerning traders eying promising returns amidst an otherwise volatile economic horizon.

This is stock news, not investment advice. Timothy Sykes News delivers real-time stock market news focused on key catalysts driving short-term price movements. Our content is tailored for active traders and investors seeking to capitalize on rapid price fluctuations, particularly in volatile sectors like penny stocks. Readers come to us for detailed coverage on earnings reports, mergers, FDA approvals, new contracts, and unusual trading volumes that can trigger significant short-term price action. Some users utilize our news to explain sudden stock movements, while others rely on it for diligent research into potential investment opportunities.

Dive deeper into the world of trading with Timothy Sykes, renowned for his expertise in penny stocks. Explore his top picks and discover the strategies that have propelled him to success with these articles:

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Ellis Hobbs

Trainer and Mentor on Tim Sykes’ Trading Challenge
He teaches webinars on Tim Sykes’ Trading Challenge He treats trading like a business, not a hobby He emphasizes taking small risks — “If you get the process right, money is a forgone conclusion.”
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In this article (YTD Performance)


* Results are not typical and will vary from person to person. Making money trading stocks takes time, dedication, and hard work. There are inherent risks involved with investing in the stock market, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk. See Terms of Service here

The available research on day trading suggests that most active traders lose money. Fees and overtrading are major contributors to these losses.

A 2000 study called “Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors” evaluated 66,465 U.S. households that held stocks from 1991 to 1996. The households that traded most averaged an 11.4% annual return during a period where the overall market gained 17.9%. These lower returns were attributed to overconfidence.

A 2014 paper (revised 2019) titled “Learning Fast or Slow?” analyzed the complete transaction history of the Taiwan Stock Exchange between 1992 and 2006. It looked at the ongoing performance of day traders in this sample, and found that 97% of day traders can expect to lose money from trading, and more than 90% of all day trading volume can be traced to investors who predictably lose money. Additionally, it tied the behavior of gamblers and drivers who get more speeding tickets to overtrading, and cited studies showing that legalized gambling has an inverse effect on trading volume.

A 2019 research study (revised 2020) called “Day Trading for a Living?” observed 19,646 Brazilian futures contract traders who started day trading from 2013 to 2015, and recorded two years of their trading activity. The study authors found that 97% of traders with more than 300 days actively trading lost money, and only 1.1% earned more than the Brazilian minimum wage ($16 USD per day). They hypothesized that the greater returns shown in previous studies did not differentiate between frequent day traders and those who traded rarely, and that more frequent trading activity decreases the chance of profitability.

These studies show the wide variance of the available data on day trading profitability. One thing that seems clear from the research is that most day traders lose money .

Millionaire Media 66 W Flagler St. Ste. 900 Miami, FL 33130 United States (888) 878-3621 This is for information purposes only as Millionaire Media LLC nor Timothy Sykes is registered as a securities broker-dealer or an investment adviser. No information herein is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. Millionaire Media LLC and Timothy Sykes cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. The reader bears responsibility for his/her own investment research and decisions, should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. Millionaire Media LLC and Timothy Sykes in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned in communications or websites. In addition, Millionaire Media LLC and Timothy Sykes accepts no liability whatsoever for any direct or consequential loss arising from any use of this information. This information is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. Past performance is not necessarily indicative of future returns.

Citations for Disclaimer

Barber, Brad M. and Odean, Terrance, Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. Available at SSRN: “Day Trading for a Living?”

Barber, Brad M. and Lee, Yi-Tsung and Liu, Yu-Jane and Odean, Terrance and Zhang, Ke, Learning Fast or Slow? (May 28, 2019). Forthcoming: Review of Asset Pricing Studies, Available at SSRN: “https://ssrn.com/abstract=2535636”

Chague, Fernando and De-Losso, Rodrigo and Giovannetti, Bruno, Day Trading for a Living? (June 11, 2020). Available at SSRN: “https://ssrn.com/abstract=3423101”

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