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Why SoFi Stock is On the Rise

Matt MonacoAvatar
Written by Matt Monaco
Updated 7/8/2025, 2:33 pm ET | 7 min

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  • SOFI+10.51%
    SOFI - NYSESoFi Technologies Inc.
    $23.23+2.21 (+10.51%)
    Volume:  18.89M
    Float:  1.08B
    $20.83Day Low/High$23.49

On Tuesday, SoFi Technologies Inc. stocks have been trading up by 3.33 percent amid market optimism and positive sentiment.

Candlestick Chart

Live Update At 14:32:36 EST: On Tuesday, July 08, 2025 SoFi Technologies Inc. stock [NASDAQ: SOFI] is trending up by 3.33%! Discover the key drivers behind this movement as well as our expert analysis in the detailed breakdown below.

Recent Earnings and Key Financial Metrics

As a trader, mastering the art of patience can be one of the most challenging yet rewarding aspects of the craft. The market is full of opportunities, but not every moment is the right time to make a move. As millionaire penny stock trader and teacher Tim Sykes says, “Be patient, don’t force trades, and let the perfect setups come to you.” This philosophy encourages traders to wait for favorable conditions rather than acting impulsively. By doing so, you maximize your potential for success and minimize unnecessary risks.

As the numbers rolled in for SoFi Technologies Inc.’s latest earnings report, a curious scene unfolded. Investors who had once speculated wildly about this firm watched intently as facts and figures shaped the narrative. It was a sunny day in early April 2025 when the company revealed a net income of $71.1M for Q1, offering clarity amid the previous sea of speculation. But let’s delve a bit deeper.

The financial landscape for SoFi showed positive signs with a total revenue clocking in at a robust $771.8M. The whispers in the halls of the stock market spoke of an upward swing – one that caused eyebrows to lift in intrigue. The common stock issuance saw a modest increase, indicative of growth ambition, perhaps.

In the backdrop, the balance sheet portrayed a company striving for stability with total assets jumping to $37.75B. Meanwhile, the ink on the liabilities stood out as well, focusing attention on the total liabilities of $31.07B.

Yet the real talk of the town seemed to be centered on SoFi’s strategic shifts. Their partnerships with financial market analysts like Benzinga signalled an effort to reach new audiences while improving data-driven decision-making abilities.

Insights Into Economic Triggers for Growth

But, of course, what are financial figures if not inscribed somewhere on a company’s journey? Peering at recent performance charts, one could trace the gentle rise in stock prices. Share value danced from $18.5 to a high of $20.89 from Jul 6, 2025 to Jul 8, 2025. This smooth upward trend signaled investor confidence, bolstered by recent news releases.

In light of the prior months’ financials, even the Wall Street skeptics seemed to nod in approval. The euphoria surrounding new digital offerings, including remittance and crypto investments, fostered an air of anticipation. In the financial jungle, no two numbers ever walk alone, and here, profitability danced in harmony with strategy.

More Breaking News

The digital frontier has become a crowded street, but SoFi’s strategic leap into expanding their offerings has been met with applause. Reports of their upcoming discussion on Q2 results stirred the market, hinting at potential announcements that could shake up the status quo.

Navigating Intriguing Key Ratios

Of course, prudence is always necessary when eyeing numbers. The financial compass for SoFi highlights an enterprise with complexity woven throughout its fiscal fabric. Organizations use ratios as guiding stars to navigate turbulent markets, and for SoFi, these stars point in diverse directions.

The key ratios reflected a firm balancing both challenges and triumphs. From a profitability standpoint, key figures such as EBIT margins still have room for improvement, yet showcased a stable footing with a -7.6% mark. It’s akin to a seesaw teetering on the edge but with a firm belief in its capacity to balance.

Moreover, evaluating SoFi’s valuation measures showed a current PE ratio of 44.64, pointing to a market with growing investor interest. Despite the intricacies of its tangible book value at 4.25, the intuition around becomes clearer: the horizon may just hold a brighter dawn for SoFi.

The revenue per share crept towards growth at $2.42 – promising seeds planted with intentions to germinate. Intimately, the conversation shifted from explanations of numbers to the potential catalysts swaying them.

Market Interpretations Suggest Next Moves

Following the flurry of activities, it’s impossible not to consider what might be on the horizon for SoFi Technologies’ stock. Deliberating on the fragments of news, emerging patterns can paint pictures of possibility or caution.

As financial whispers oscillate between elation and apprehensions, much of the current momentum behind SoFi stock can be attributed to stimulating news features. There’s a palpable buzz around their upcoming performance report on Jul 29, 2025. Quadrants of the market eagerly await to gauge market responses akin to a roast over fire – will there be soft reactions, or fireworks ablaze?

Ahead of the announcements, analyst channels remain eyeing the unexpected surge in digital services expansion anticipated to solidify SoFi’s standing. Optimism is echoed in market corridors because each agreement and partnership serves as preludes to stock movements. There remains the tacit belief in SoFi’s capacity to embrace change, unlike many juggernauts tethered to inertia.

In meticulously interpreting these scenarios, the hint at future market movements begins to morph into clearer visibility. Risk and opportunity intermingle, requiring due diligence when considering stock actions. But therein lies the adventure of stock navigation – a dance of balance and timing, steadily moving to the rhythm of market speculations.

Reflections and Conclusions

To navigate SoFi’s turbulent but promising narrative, observers must first acknowledge the meticulously layered terrain. Market movements signify all but one aspect; the graceful orchestration of substantive news fosters a gazelle’s leap toward unprecedented heights.

The underlying optimism, paired with calculated skepticism, remains a vibrant component within SoFi’s financial journey. Each cue from their earnings, insights into essential financial reckonings, and new ventures all serve as markers in the quest for stock excellence. As millionaire penny stock trader and teacher Tim Sykes, says, “Small gains add up over time; focus on building wealth gradually, not chasing jackpots.” This trading mantra aligns with SoFi’s strategy, emphasizing consistent, incremental progress over chasing improbable outcomes.

By embracing advancements in the digital financial realm, SoFi illustrates a company quite aware of its versatile future potential. The journey’s heading becomes speculative yet compelling, largely driven by strategic foresight, path-challenging opportunities, and emerging innovations.

In conclusion, while stock graphs may ascend under ideal conditions, it’s the broader embodiment of steps like SoFi’s that prompt market tales of interest and stature. And although words may only skim the surface, the ballet of progress, challenges, news insights, and market actions remains an unfolding story, inviting those attuned to its rhythm to join in the dance.

This is stock news, not investment advice. Timothy Sykes News delivers real-time stock market news focused on key catalysts driving short-term price movements. Our content is tailored for active traders and investors seeking to capitalize on rapid price fluctuations, particularly in volatile sectors like penny stocks. Readers come to us for detailed coverage on earnings reports, mergers, FDA approvals, new contracts, and unusual trading volumes that can trigger significant short-term price action. Some users utilize our news to explain sudden stock movements, while others rely on it for diligent research into potential investment opportunities.

Dive deeper into the world of trading with Timothy Sykes, renowned for his expertise in penny stocks. Explore his top picks and discover the strategies that have propelled him to success with these articles:

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Matt Monaco

Mentor and Trainer at StocksToTrade.com, Lead Mentor at Small Cap Rockets and To The Moon Report
He is a diligent trader and teacher in his To The Moon Report blogs and Small Cap Rockets strategy webinars. He shows up every day, and expects his students to as well. Matt is fond of trading sketchy, volatile OTC stocks with profit potential. His favorite patterns are panic dip buys and breakouts.
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* Results are not typical and will vary from person to person. Making money trading stocks takes time, dedication, and hard work. There are inherent risks involved with investing in the stock market, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk. See Terms of Service here

The available research on day trading suggests that most active traders lose money. Fees and overtrading are major contributors to these losses.

A 2000 study called “Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors” evaluated 66,465 U.S. households that held stocks from 1991 to 1996. The households that traded most averaged an 11.4% annual return during a period where the overall market gained 17.9%. These lower returns were attributed to overconfidence.

A 2014 paper (revised 2019) titled “Learning Fast or Slow?” analyzed the complete transaction history of the Taiwan Stock Exchange between 1992 and 2006. It looked at the ongoing performance of day traders in this sample, and found that 97% of day traders can expect to lose money from trading, and more than 90% of all day trading volume can be traced to investors who predictably lose money. Additionally, it tied the behavior of gamblers and drivers who get more speeding tickets to overtrading, and cited studies showing that legalized gambling has an inverse effect on trading volume.

A 2019 research study (revised 2020) called “Day Trading for a Living?” observed 19,646 Brazilian futures contract traders who started day trading from 2013 to 2015, and recorded two years of their trading activity. The study authors found that 97% of traders with more than 300 days actively trading lost money, and only 1.1% earned more than the Brazilian minimum wage ($16 USD per day). They hypothesized that the greater returns shown in previous studies did not differentiate between frequent day traders and those who traded rarely, and that more frequent trading activity decreases the chance of profitability.

These studies show the wide variance of the available data on day trading profitability. One thing that seems clear from the research is that most day traders lose money .

Millionaire Media 66 W Flagler St. Ste. 900 Miami, FL 33130 United States (888) 878-3621 This is for information purposes only as Millionaire Media LLC nor Timothy Sykes is registered as a securities broker-dealer or an investment adviser. No information herein is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. Millionaire Media LLC and Timothy Sykes cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. The reader bears responsibility for his/her own investment research and decisions, should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. Millionaire Media LLC and Timothy Sykes in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned in communications or websites. In addition, Millionaire Media LLC and Timothy Sykes accepts no liability whatsoever for any direct or consequential loss arising from any use of this information. This information is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. Past performance is not necessarily indicative of future returns.

Citations for Disclaimer

Barber, Brad M. and Odean, Terrance, Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. Available at SSRN: “Day Trading for a Living?”

Barber, Brad M. and Lee, Yi-Tsung and Liu, Yu-Jane and Odean, Terrance and Zhang, Ke, Learning Fast or Slow? (May 28, 2019). Forthcoming: Review of Asset Pricing Studies, Available at SSRN: “https://ssrn.com/abstract=2535636”

Chague, Fernando and De-Losso, Rodrigo and Giovannetti, Bruno, Day Trading for a Living? (June 11, 2020). Available at SSRN: “https://ssrn.com/abstract=3423101”

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