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Is SOFI Stock Poised for a Rebound?

Jack KelloggAvatar
Written by Jack Kellogg Reviewed by Ellis Hobbs Fact-checked by Matt Monaco
Updated 5/21/2025, 5:03 pm ET 6 min read
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SoFi Technologies Inc. stocks have been trading down by -3.77 percent amid recent market volatility concerns.

Recent Stock Movements:

  • Pre-market trading shows a slight drop in several tech giants, including Nvidia, Amazon.com, and UPS, joined by a decrease in SOFI stock prices.

Candlestick Chart

Live Update At 17:03:10 EST: On Wednesday, May 21, 2025 SoFi Technologies Inc. stock [NASDAQ: SOFI] is trending down by -3.77%! Discover the key drivers behind this movement as well as our expert analysis in the detailed breakdown below.

Understanding SOFI’s Recent Earnings:

Violin’s strings wail a mournful tune, whispering tales of missed opportunities, while the town crier heralds uplifting news. Much like the financial report quarter for SoFi Technologies Inc., where a mix of numbers on a balance sheet tells a story of triumph and struggle. With $2.67B in revenue, it’s a testament to SOFI’s continued market presence, yet underlying profitability remains elusive, painting a nuanced picture. The EBIT margin is a concerning -7.6%, alongside other warning signs like a pre-tax profit margin of -11.7%. Despite this, a hint of optimism lies in the profitability margin of 17.35%, a flickering candle in a breezy window.

Among the financial metrics, the P/E ratio stands at 30.79, fueling debates over SOFI’s valuation, while the price-to-sales ratio is at 5.28, whispering tales of investor hope. The price-to-free cash flow ratio at 16.5 reveals avenues for cash generation, despite tales of uncertainty and market conditions casting shadows over potential future plans. With $3.77B in total assets, SoFi’s story unfolds through several chapters: an impressive $2,089M in total liabilities speaks volumes about its financial structure, yet $6.68B in stockholders’ equity echoes promises of resilience.

More Breaking News

Indebtedness emerges as ongoing long-term commitments, with total debt to equity at a manageable 0.47. Dig deeper into the heart of financial strength and $18,226M in loans held for sale becomes apparent, while $176M in cash graces company coffers. A debt management tale unfolds, showcasing repayments that reveal insights into financial health—long-term debt at $3.05B is not insurmountable. Awareness of challenges and commitment to balance assets and liabilities tells a potentially promising tale.

Market Response to Recent Updates:

As news of decline in tech stocks reaches the town square, whispers fill the bustling market. The potential impact on SOFI is undeniable, sending shockwaves through its trading floors with a mix of risk and opportunity. As millionaire penny stock trader and teacher Tim Sykes says, “The goal is not to win every trade but to protect your capital and keep moving forward.” The pre-market drop, an omen of market turbulence, ushers in an inevitable response. Much like traders scrambling to capitalize on strategic positioning, traders react with precision and anticipation.

The downtick in SOFI’s stock prices triggers analytical discourse among inquisitive town elders, as they ponder the forces at play. The data hints at broader implications for related stocks, demand dynamics, and the evolving growth narrative within the financial technology space. Within this climate, optimism weaves a delicate web, perhaps intending to rekindle investor confidence over time.

This scenario evokes symbolism of a garden poised for growth—bountiful rains, nourishing soil, and the prospect of a bountiful harvest amid cloudy skies. Market participants may obsess over regular share price fluctuations and the nuanced effects of economic winds, yet the question remains: will the flora bloom to its full potential?

Potential Movement Insights:

The juxtaposition of buzzing bee activity and returning swallows captures the spirited energy within SoFi Technologies Inc.’s stock, a phenomenon not lost on keen-eyed observers eager to make sense of it all. The present volatility—a relative rollercoaster marked by fluctuations, entwines its destiny with the giant playground of modern market systems. Traders eye key milestones, striving to predict forthcoming achievements with confident precision. As millionaire penny stock trader and teacher Tim Sykes says, “It’s not about how much money you make; it’s about how much money you keep.” This underscores the importance of smart trading decisions in safeguarding gains amidst turbulent times.

The financial landscape portrays a compelling tapestry of high expectations and cautious optimism. Sentiments suggest plausible scenarios, such as strategic alignments augmenting SOFI’s journey to capitalize on unforeseen growth opportunities, as well as the alluring siren call of partnerships in the ever-evolving financial technology sector. Such ambitious avenues hold the potential to propel SoFi towards greater heights—a phenomenon that land lovers and seasoned sailors alike hold dear.

These calculations, a leap of faith driven by correlations, thrive on meticulous art and skill amidst competing variables like innovation, consumer demand, and regulatory environments. Within this unpredictable arena full of framed possibilities and patterned reflections, the final act rests with SoFi—a journey of growth and recalibration amidst complexity’s riddles.

The stock returns to its venues—opportunities spiraling in multifarious paths, while traders carve their legacy within SoFi Technologies Inc.’s unfolding odyssey, where venture capitalists and zealous shareholders shape the course of an enticing narrative poised on the precipice of greatness.

This is stock news, not investment advice. Timothy Sykes News delivers real-time stock market news focused on key catalysts driving short-term price movements. Our content is tailored for active traders and investors seeking to capitalize on rapid price fluctuations, particularly in volatile sectors like penny stocks. Readers come to us for detailed coverage on earnings reports, mergers, FDA approvals, new contracts, and unusual trading volumes that can trigger significant short-term price action. Some users utilize our news to explain sudden stock movements, while others rely on it for diligent research into potential investment opportunities.

Dive deeper into the world of trading with Timothy Sykes, renowned for his expertise in penny stocks. Explore his top picks and discover the strategies that have propelled him to success with these articles:

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Jack Kellogg

He teaches webinars on Tim Sykes’ Trading Challenge He became Tim’s youngest millionaire student in 2020. Now he’s second on the Trading Challenge leaderboard with $12.9 million in career earnings. He’s a master of the 7-Step Pennystocking Framework. Jack is one of a rare breed of traders to profitably trade the entire penny stock framework.
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* Results are not typical and will vary from person to person. Making money trading stocks takes time, dedication, and hard work. There are inherent risks involved with investing in the stock market, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk. See Terms of Service here

The available research on day trading suggests that most active traders lose money. Fees and overtrading are major contributors to these losses.

A 2000 study called “Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors” evaluated 66,465 U.S. households that held stocks from 1991 to 1996. The households that traded most averaged an 11.4% annual return during a period where the overall market gained 17.9%. These lower returns were attributed to overconfidence.

A 2014 paper (revised 2019) titled “Learning Fast or Slow?” analyzed the complete transaction history of the Taiwan Stock Exchange between 1992 and 2006. It looked at the ongoing performance of day traders in this sample, and found that 97% of day traders can expect to lose money from trading, and more than 90% of all day trading volume can be traced to investors who predictably lose money. Additionally, it tied the behavior of gamblers and drivers who get more speeding tickets to overtrading, and cited studies showing that legalized gambling has an inverse effect on trading volume.

A 2019 research study (revised 2020) called “Day Trading for a Living?” observed 19,646 Brazilian futures contract traders who started day trading from 2013 to 2015, and recorded two years of their trading activity. The study authors found that 97% of traders with more than 300 days actively trading lost money, and only 1.1% earned more than the Brazilian minimum wage ($16 USD per day). They hypothesized that the greater returns shown in previous studies did not differentiate between frequent day traders and those who traded rarely, and that more frequent trading activity decreases the chance of profitability.

These studies show the wide variance of the available data on day trading profitability. One thing that seems clear from the research is that most day traders lose money .

Millionaire Media 66 W Flagler St. Ste. 900 Miami, FL 33130 United States (888) 878-3621 This is for information purposes only as Millionaire Media LLC nor Timothy Sykes is registered as a securities broker-dealer or an investment adviser. No information herein is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. Millionaire Media LLC and Timothy Sykes cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. The reader bears responsibility for his/her own investment research and decisions, should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. Millionaire Media LLC and Timothy Sykes in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned in communications or websites. In addition, Millionaire Media LLC and Timothy Sykes accepts no liability whatsoever for any direct or consequential loss arising from any use of this information. This information is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. Past performance is not necessarily indicative of future returns.

Citations for Disclaimer

Barber, Brad M. and Odean, Terrance, Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. Available at SSRN: “Day Trading for a Living?”

Barber, Brad M. and Lee, Yi-Tsung and Liu, Yu-Jane and Odean, Terrance and Zhang, Ke, Learning Fast or Slow? (May 28, 2019). Forthcoming: Review of Asset Pricing Studies, Available at SSRN: “https://ssrn.com/abstract=2535636”

Chague, Fernando and De-Losso, Rodrigo and Giovannetti, Bruno, Day Trading for a Living? (June 11, 2020). Available at SSRN: “https://ssrn.com/abstract=3423101”

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