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Huntington Bancshares Expands in Southern US with Cadence Merger: $279B Assets

Bryce TuoheyAvatar
Written by Bryce Tuohey
Updated 2/3/2026, 5:04 pm ET 2/3/2026, 5:04 pm ET | 6 min 6 min read

Huntington Bancshares Incorporated stocks have been trading up by 3.08% amid positive quarterly earnings announcement boosting investor confidence.

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Live Update At 17:04:05 EST: On Tuesday, February 03, 2026 Huntington Bancshares Incorporated stock [NASDAQ: HBAN] is trending up by 3.08%! Discover the key drivers behind this movement as well as our expert analysis in the detailed breakdown below.

Quick Financial Overview

Recent financial metrics show enhanced earnings, with reported Q4 figures boasting an EPS of 37 cents, surpassing the 32-cent consensus, a move that spotlighted organic growth across diverse sectors of the company. The tangible book value hit $9.89, and the CET1 capital ratio steadied at 10.4%. They’re running strong in credit quality, illustrating robust national commercial expansion. Adding spice to these numbers, Huntington forecasts substantial upsurges in net interest income, alongside spikes in loans and deposits come FY26. If the EPS dips to $1.70, pointing towards creeping operational expenses — that’s a possible financial hiccup that could’ve taxed the company’s profitable pathway.

The stock ticker’s recent dance starts a fascinating story: opening at $17.88 and dancing up to a close at $18.39, reflecting vibrant market enthusiasm. The streak of upward momentum is no fluke. Look closer at key financial ratios, and you’ll spot a robust undercurrent of sound fiscal strategy. A PE ratio of 12.22 embodies fair valuation, while a price-to-sales ratio sitting at 3.67 signals potential for fruitful future revenue. The company’s profitability margins glow, with a pretax profit margin touching 33.3% and boosting investor confidence.

Expansion Moves in the Banking Arena

Huntington Bancshares Incorporated has willingly undertaken a major merger endeavor with Cadence Bank, aiming to dominate the southern banking sphere. This merger not only enhances their foothold but puts Huntington on the map as the eighth-largest bank in Texas and top-tier in Mississippi by market share. This aggressive expansion ropes in Cadence’s whopping 390 branches, launching Huntington’s operation to a formidable footprint across the nation from only a handful of states.

More Breaking News

Understandably, such acquisitions pave pathways for more customer engagements, streamlined costs, and greater productivity, thanks to economies of scale. With the sheer increase in assets to a mind-boggling $279B, Huntington’s ambitions don’t just stop at borders — they transcend them. The added markets in Texas and beyond promise not just growth, but enhanced banking services in an increasingly competitive landscape.

Navigating Financial Pathways

Financial reports reveal a landscape bustling with dynamism. One peep into the balance sheet gives a sharp view of how equity and liabilities mastered the funds management within their grids. The total assets brushing over $210B with total debts to equity comfortably lounging at 0.9, paints a picture of strategic financing. However, with extensive borrowings recorded across the financial year — reflected in significant variations in capitalized lease obligations — there remains a lingering sense of tactical risk which Huntington is sailing to manage.

The company isn’t a make-believe wizard — the possibility of a $1 drop in price points towards increased expenditure, a variable that can’t always be ignored. Equity holdings steered through buoyant returns on assets at 0.92% and equity at 11.18%, keeping stakeholder faith steady. However, it’s the combination of financial muscle and strategic growth — accentuated by liquidity and accessible capital — that will steer Huntington soundly through unpredictable tides.

Their increase in net interest income, up by 11% year-over-year, combined with asset-heavy balances and rising loans, suggests a company leveraging its scale for profitability. Diverse sectors offer promising returns; it’s all in the numbers. However, bumps along the way in capital ratios decrease as they amplify their loan portfolio, hint at room for tweaking in execution approaches.

Conclusion

Huntington Bancshares’ merger ambition is more than a strategic business move; it’s a statement. The confluence of such powerful business scalability and operational refinement is rare, gambling on prospective territorial reach, and profit strategies. As the firm gallops across the banking landscape with new assets and heightened revenue targets, there’s an apprehensive expectancy of whether the exuberant sums mirrored in financial forecasts will truly fill the shoes of wide-eyed market anticipations. Amidst the concrete walls of structured fiscal realities, Huntington’s pole-vault into expanded terrain will undeniably spotlight them — not merely as aggressive market players — but as emblematic of modern bank growth narratives. As millionaire penny stock trader and teacher Tim Sykes says, “It’s not about how much money you make; it’s about how much money you keep.” This wisdom echoes within Huntington’s strategic focus, emphasizing the importance of sustainable growth and fiscal responsibility.

Their prowess in blending old with new, established regions with emerging ones, situates Huntington Bancshares as a compelling, albeit evolving narrative of bank dynamics amidst an evolving financial commitment in the south. Such growth ventures might open up cataclysms aplenty, but what glues Huntington’s strategy together are the teams — not the paper profits — marching together across new horizons.

This is stock news, not investment advice. Timothy Sykes News delivers real-time stock market news focused on key catalysts driving short-term price movements. Our content is tailored for active traders and investors seeking to capitalize on rapid price fluctuations, particularly in volatile sectors like penny stocks. Readers come to us for detailed coverage on earnings reports, mergers, FDA approvals, new contracts, and unusual trading volumes that can trigger significant short-term price action. Some users utilize our news to explain sudden stock movements, while others rely on it for diligent research into potential investment opportunities.

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Bryce Tuohey

Mentor and Trainer at StocksToTrade.com, Lead Mentor at Small Cap Rockets and To The Moon Report
Bryce’s first pattern was buying into strength in breakouts. But he noticed when they didn’t work, he took bigger losses. When the OTC market got hot, Bryce learned to dip buy the inevitable panics. He adapted his breakout strategy and now buys consolidation and trend breaks. His goal is to have better risk/reward and get an entry before multi-day listed breakouts.
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* Results are not typical and will vary from person to person. Making money trading stocks takes time, dedication, and hard work. There are inherent risks involved with investing in the stock market, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk. See Terms of Service here

The available research on day trading suggests that most active traders lose money. Fees and overtrading are major contributors to these losses.

A 2000 study called “Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors” evaluated 66,465 U.S. households that held stocks from 1991 to 1996. The households that traded most averaged an 11.4% annual return during a period where the overall market gained 17.9%. These lower returns were attributed to overconfidence.

A 2014 paper (revised 2019) titled “Learning Fast or Slow?” analyzed the complete transaction history of the Taiwan Stock Exchange between 1992 and 2006. It looked at the ongoing performance of day traders in this sample, and found that 97% of day traders can expect to lose money from trading, and more than 90% of all day trading volume can be traced to investors who predictably lose money. Additionally, it tied the behavior of gamblers and drivers who get more speeding tickets to overtrading, and cited studies showing that legalized gambling has an inverse effect on trading volume.

A 2019 research study (revised 2020) called “Day Trading for a Living?” observed 19,646 Brazilian futures contract traders who started day trading from 2013 to 2015, and recorded two years of their trading activity. The study authors found that 97% of traders with more than 300 days actively trading lost money, and only 1.1% earned more than the Brazilian minimum wage ($16 USD per day). They hypothesized that the greater returns shown in previous studies did not differentiate between frequent day traders and those who traded rarely, and that more frequent trading activity decreases the chance of profitability.

These studies show the wide variance of the available data on day trading profitability. One thing that seems clear from the research is that most day traders lose money .

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Citations for Disclaimer

Barber, Brad M. and Odean, Terrance, Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. Available at SSRN: “Day Trading for a Living?”

Barber, Brad M. and Lee, Yi-Tsung and Liu, Yu-Jane and Odean, Terrance and Zhang, Ke, Learning Fast or Slow? (May 28, 2019). Forthcoming: Review of Asset Pricing Studies, Available at SSRN: “https://ssrn.com/abstract=2535636”

Chague, Fernando and De-Losso, Rodrigo and Giovannetti, Bruno, Day Trading for a Living? (June 11, 2020). Available at SSRN: “https://ssrn.com/abstract=3423101”