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Can the Stock Market Withstand a U.S. Credit Downgrade?

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Written by Timothy Sykes

After last week’s surprise downgrade of U.S. sovereign credit by Moody’s, traders enter a new week facing one brutal question: Is the bottom in—or is the worst still ahead?

The downgrade sent markets into a tailspin late Friday, wiping out strong early gains on earnings runners like TSSI and SPCE. It’s a stark reminder that even good news can’t save weak markets.

The choppy action continues to frustrate greedy traders. Less is more right now. Singles only. Stay nimble.

The best traders watch more than they trade—especially in choppy markets like this!

A Fragile Foundation: Credit Warnings and Market Reality

Last week’s Moody’s downgrade dropped the U.S. credit rating one notch, citing “persistent fiscal dysfunction and unsustainable debt levels.” This came as no surprise to long-term observers like Warren Buffett, who said at Berkshire’s annual meeting:

“We are operating at a fiscal deficit now that is unsustainable… it has the aspect to it that it gets uncontrollable to a certain point.”

For retail traders, this means volatility is here to stay. And while big headlines about AI or crypto can create short-term supernovas, the broader tape is on shaky ground.

What Wall Street Is Saying

Tom Lee, Head of Research at Fundstrat, struck an optimistic tone, arguing the market is stronger than it appears:

“We’re in a position where [investors] can start to look through some of the messy adjustments. There’s still upside for stocks.”

But not everyone’s buying it.

Adam Parker, former Morgan Stanley strategist and founder of Trivariat Research, warned:

“The whole system’s earnings are too high… and they’re going to come down.”

More Breaking News

He added, “We’re paying for earnings and earning stability that we don’t have visibility on right now,” citing an uptick in companies pulling guidance entirely. That’s not just volatility—that’s opacity, and it’s dangerous for swing traders and investors alike.

Buffett’s $348 Billion Cash Pile: Waiting for the Real Crash?

Perhaps the most sobering signal comes from Buffett himself. Berkshire Hathaway is now sitting on a record $348 billion in cash, and not because of panic selling—but because Buffett simply can’t find any stocks worth buying.

He said:

“We’d spend $100 billion… but the deals just aren’t there.”

In other words, if Buffett’s not buying, it might not be time to back up the truck just yet.

Sector Spotlight: AI, Biotech, and the Hunt for Value

Cathie Wood of ARK Invest struck a hopeful note, pointing out that the cost of AI development is dropping fast:

“AI training costs are dropping 75% per year. Inference costs are falling 85 to 95% annually.”

Her team remains bullish on U.S. innovation, especially in AI healthcare and genomics. But in her words:

“Government spending up closer to 24% is the problem. We need discipline.”

Traders should take this to heart—even tech darlings like Palantir and Tesla aren’t immune from macro risk. This isn’t the time to bet big on hype alone. Stick to your patterns. Cut losses quickly.

Sykes Strategy: Patience, Discipline, and Singles

My top student Jack Kellogg is playing it safe this week, and so am I. We both watched promising earnings plays like KDLY and SPCE fizzle out late Friday—not because the stocks were bad, but because the market environment flipped in an instant.

Here’s what I told my students:

It isn’t about making the most money. It’s about being the most disciplined. The market doesn’t care how good your setup looks—if the environment is shaky, protect your capital first.

I’m still watching PTIX, BCLI, KDLY, and TSSI, but I’m sizing small, aiming for 10–20% singles, and staying sharp.

Final Word: Trade the Setup, Not the Narrative

With uncertainty around Fed policy, tax legislation, and fiscal sustainability, this is not the time to chase trades. We may get a relief rally if earnings continue to surprise to the upside—but until we see clear confirmation, this market demands a scalper’s mindset, not an investor’s optimism.

Stick to patterns. Respect the tape. Cut losses ruthlessly.

As Warren Buffett says, “The world makes big, big mistakes—and surprises happen in dramatic ways.”

I’ll be ready either way. Are you?



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* Results are not typical and will vary from person to person. Making money trading stocks takes time, dedication, and hard work. There are inherent risks involved with investing in the stock market, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk. See Terms of Service here

The available research on day trading suggests that most active traders lose money. Fees and overtrading are major contributors to these losses.

A 2000 study called “Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors” evaluated 66,465 U.S. households that held stocks from 1991 to 1996. The households that traded most averaged an 11.4% annual return during a period where the overall market gained 17.9%. These lower returns were attributed to overconfidence.

A 2014 paper (revised 2019) titled “Learning Fast or Slow?” analyzed the complete transaction history of the Taiwan Stock Exchange between 1992 and 2006. It looked at the ongoing performance of day traders in this sample, and found that 97% of day traders can expect to lose money from trading, and more than 90% of all day trading volume can be traced to investors who predictably lose money. Additionally, it tied the behavior of gamblers and drivers who get more speeding tickets to overtrading, and cited studies showing that legalized gambling has an inverse effect on trading volume.

A 2019 research study (revised 2020) called “Day Trading for a Living?” observed 19,646 Brazilian futures contract traders who started day trading from 2013 to 2015, and recorded two years of their trading activity. The study authors found that 97% of traders with more than 300 days actively trading lost money, and only 1.1% earned more than the Brazilian minimum wage ($16 USD per day). They hypothesized that the greater returns shown in previous studies did not differentiate between frequent day traders and those who traded rarely, and that more frequent trading activity decreases the chance of profitability.

These studies show the wide variance of the available data on day trading profitability. One thing that seems clear from the research is that most day traders lose money .

Millionaire Media 66 W Flagler St. Ste. 900 Miami, FL 33130 United States (888) 878-3621 This is for information purposes only as Millionaire Media LLC nor Timothy Sykes is registered as a securities broker-dealer or an investment adviser. No information herein is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. Millionaire Media LLC and Timothy Sykes cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. The reader bears responsibility for his/her own investment research and decisions, should seek the advice of a qualified securities professional before making any investment, and investigate and fully understand any and all risks before investing. Millionaire Media LLC and Timothy Sykes in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned in communications or websites. In addition, Millionaire Media LLC and Timothy Sykes accepts no liability whatsoever for any direct or consequential loss arising from any use of this information. This information is not intended to be used as the sole basis of any investment decision, nor should it be construed as advice designed to meet the investment needs of any particular investor. Past performance is not necessarily indicative of future returns.

Citations for Disclaimer

Barber, Brad M. and Odean, Terrance, Trading is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors. Available at SSRN: “Day Trading for a Living?”

Barber, Brad M. and Lee, Yi-Tsung and Liu, Yu-Jane and Odean, Terrance and Zhang, Ke, Learning Fast or Slow? (May 28, 2019). Forthcoming: Review of Asset Pricing Studies, Available at SSRN: “https://ssrn.com/abstract=2535636”

Chague, Fernando and De-Losso, Rodrigo and Giovannetti, Bruno, Day Trading for a Living? (June 11, 2020). Available at SSRN: “https://ssrn.com/abstract=3423101”